Life Travel

What is the Best Cash Back Credit Card to Get Big Sign Up Bonus This Year

Chase Sapphire Reserve is the best cash back card for signup bonus. Consumers who are searching for a top rated card for 2019 should consider this as one of the best options. Currently, they offer 50K bonus points if you spend at least $4,000 on the card within the first 3 months. The 50K bonus points is equivalent to $750 when you use to redeem for travel related purchases. The $750 travel voucher is enough to purchase an international round trip ticket. This is because the points worth 50% more when you redeem it for travel purchases.

The card also has a rewards system where you earn 3X points for every dollar you spend on global travel and dining. All other purchases you make will earn you 1x point for every $1 you spend. When you use points to make travel purchases through the Chase Travel Portal, every point you accumulate on your card is worth 1.5 cents. But you can get even more value through the 1:1 loyalty program. The 1:1 loyalty program allows you to transfer points from your card to other airline loyalty programs.

Loyalty program partners include United Airlines, British Airways and Hyatt. If you don’t want to redeem them for travel purchases, you can redeem them for cash back or gift cards. When you redeem points for other items, you get less value from the points. Chase Sapphire offers cardholders the potential to earn up to $300 per year on their travel bill. The $300 travel bill can be used to pay for a variety of travel purchases, including baggage, transportation and campground fees.

Cardholders will receive complimentary Priority Pass Select membership and access to more than 1,000 partner airport lounges. You can also earn dining credits at select airport restaurants. It gives you access to exclusive lounges such as Centurion lounges and Delta Sky Clubs. With TSA PreCheck and Global Entry reimbursement, the card gets you through security and into lounges faster. It offers up to $85 reimbursement for TSA PreCheck and up to $100 reimbursement for Global Entry every four years.

Chase Sapphire Reserve has an annual fee of up to $450. They charge an additional $75 annual fee for each authorized user you add to the card. Best of all, you get many other benefits such as car rental collision damage waiver, baggage delay insurance, travel delay reimbursement, roadside assistance and lost baggage reimbursement.

The card also offers up to $1,000 in medical expense coverage when you’re more than 100 miles from home. Chase Sapphire Protected Area is perfect for frequent travelers. It does not charge any foreign transaction fees for purchases made worldwide.

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